(2 minutes, 6 seconds) As a little kid, I hid my money in a jar under my bed. I wasn’t saving for anything in particular; I was storing up for a rainy day… whatever that meant in my seven-year-old brain!  No, I didn’t have much money….

(1 minute, 30 seconds to read)When our third was a curly-headed toddler, and before he transitioned from afternoon naps, Austin enjoyed staying up later in the evenings with his dad and me. After his older siblings had been tucked in for the night, Austin, who…